Personal Checking
Optimum Checking: Interest Bearing Checking Accounts Made Easy
Earn
3.04% APY 1*
on balances less than
$25,000 |
Earn
0.50% APY 2*
on balances of
$25,000 or higher or if requirements below are not met |
Features of interest bearing accounts with Optimum Checking include:
- Earns a higher interest rate for meeting the below requirements and balances are below $25,000.
- Earns reduced rate if any of the above requirements are not met or if balances are greater than $25,000.
- No minimum balance requirement on interest bearing checking accounts
- No monthly maintenance fee
- Free online banking with free bill pay with your high yield checking account
- Free MasterCard debit card
- 6 free ATM withdraws at any ATM (free unlimited withdraws at Publix Presto machines)
- 50% rental discount on safe deposit box with interest bearing checking accounts
Requirements (per statement cycle):
- Electronic Statements
- Online banking for interest bearing accounts must be accessed at least once
- Minimum of 1 bill pay through online banking
- Minimum of 10 MasterCard Debit Card transactions (excluding ATM)
- No more than 10 paper checks paid
- Interest bearing checking accounts must have a minimum of 1 ACH direct deposit
1 Earns higher interest rate for meeting the above requirements and balances are below $25,000.
2 Earns reduced rate if any of the above requirements are not met or if balances are $25,000 or greater.
*Annual percentage yield is valid as of 4-11-2011. Requirements per statement cycle to earn 3.04% APY includes balance remaining below $25,000; electronic statement; access Online Banking with a minimum of one bill pay; minimum of 10 MasterCard Debit Card transactions (excluding ATM); no more than 10 paper checks paid; and minimum 1 ACH Direct Deposit. Account earns reduced rate of .50% APY if balance is $25,000 or higher or if any of the above requirements are not met. This is a variable rate account. Fees may reduce earnings on account. Limit two per household. Member FDIC.
Easy Checking
Features:
- No minimum balance requirement
- Unlimited check writing
- No monthly fee with electronic statement ($2.00 statement fee if not electronic)
- Free MasterCard debit card
- 6 Free ATM withdraws at any ATM (free unlimited withdraws at Publix Presto machines)
- Free online banking with free bill pay
- Direct deposit available
Contact your local branch today to open high interest checking accounts today. |
